Adapted from the Wall Street Journal, December 30, 2021

SafeHarbor HealthCare has another Caregiver “Key Step” for a positive, healthy 2022. According to the Wall Street Journal, 53 million unpaid family caregivers, mostly women, are physically, emotionally & financially drained. Although taking care of a loved one is rewarding, it is an unpaid position. Many caregivers have to give up their jobs or reduce their hours. Financial Health going forward into 2022 will help alleviate stress and worry.

Financial Health For 2022

Cynthia Haddad is a caregiver to her parents & Developmentally Disabled brother. She is also a Certified Financial Planner. Additionally, she cares for her 2 teenagers. She advises families to create a budget. Look over 2021 and estimate 2022 expenses. If assistance is needed, look into government benefits, Veterans Services, Supplemental Security Income & specific state-run assistive services for seniors. Caregiver stipends may be available from your state if applicable. Your city’s Department of Aging can lead you to resources to help manage finances.

“Solution Fund”

A “Solution Fund” can be created to solve minor problems. If you run out of time to clean the house, hire a service. Additionally, home modifications to make daily life easier can come from this fund. Don’t forget something that brings enjoyment to you and your family member- a dinner ordered in or a new TV streaming service. Don’t be afraid to ask for advice from family & friends in the same situation. Leave financial worries back in 2021. Plan for a worry-free 2022!

Safe Harbor Healthcare Services does not provide medical, healthcare, or financial advice via articles. This material has been prepared for informational purposes only. It is not intended to provide, and should not be relied on for medical advice.

Safe Harbor Healthcare Services has been providing excellent home care on Staten Island since 1967. Our services help the elderly and disabled live safely and independently; while giving their families the peace of mind they need. For more information contact us by clicking here, or call (718)-979-6900.